About Us

About Aces

Aces is committed to providing insurance solutions for the difficult to place risks. We offer creative, cost-effective solutions tailored to our clients’ insurance and risk management needs. Our commitment to our clients is to maintain the highest standard of excellence and to build long-term relationships of mutual trust.


Mr. Farrell has over 33 years of insurance experience. Prior to founding Aces, he worked for 19 years with Commodore Insurance Company developing and managing the surplus lines operations. In addition, Pat developed and managed programs for artisan contractors, roofers, landscapers and commercial auto.

Prior to Commodore, he underwrote primary packages and excess liability for Fireman’s Fund Insurance, brokered facultative insurance for Guy Carpenter Insurance, and brokered excess and surplus lines insurance for Sherwood Insurance Services.

Mr. Farrell has a Bachelor’s of Science degree from the University of California, Davis.


Ms. Masters has 20+ years of experience in the insurance industry. Teri entered the business with Progressive Insurance Company underwriting and rating personal lines and commercial auto.

Teri started writing commercial lines in 1992 with Eve Insurance Group underwriting primary insurance for contractors. For the past 17 years Teri has worked as a wholesale broker for various brokerage firms, most recently Commodore Insurance.


George comes to Aces with over thirty years experience in a variety of positions within the Property Casualty lines. The last 18 years he worked with Cornerstone Underwriting Partners and Arrowhead General as vice president developing and managing programs. He has vast background in underwriting, marketing and program development with the last few years concentrating on contractors programs. He also has an extensive experience with property programs in CA. He is an active member of CPCU serving as president twice for the San Diego Chapter.


Our knowledge of the products and the marketplace we serve is unparalleled. We are flexible, proactive, efficient and, above all, client focused. Although we sell insurance, our approach is to be consultants to our clients, offering insurance solutions that meet their specific needs at the best price. Contact us or call (877) 769-2237.

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