Developers Surety and Idemnity

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P R O G R A M   H I G H L I G H T S
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AM Best A-  VII Admitted

Maximum Limits Available

  • $2,000,000 per occurrence   
  • $4,000,000 general aggregate 
  • $4,000,000 products aggregate

Minimum Deductibles

  • $1,000 property damage per claim 

Minimum Premium

  • $750 ($1,000 for new residential)

Rating Basis

  • Composite rate based on field payroll ($33,600 owner payroll) and subcontract cost

 41 Classes of Contractors

Difficult to place, classes include but not limited to

  • Paper contractors
  • General contractors with high subcontract cost 
  • Prefab building erection
  • Septic tank cleaning

Additional Highlights

  • No prior Acts available 


  • ID 00 37 blanket additional insured
  • CG 20 32 95 additional insured with completed operations (commercial projects only)   
  • Blanket additional insured with primary wavier of subrogation

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