International Insurance Company of Hannover Ltd.

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P R O G R A M   H I G H L I G H T S

AM Best: Rating A+  XV Non-Admitted

Maximum Limits Available

  • $1,000,000 per occurrence
  • $2,000,000 general aggregate
  • $2,000,000 products aggregate

Minimum Deductibles

  • $2,500 property damage

Minimum Premium

  • $1,500

Rating Basis

  • Payroll

111 Classes of Contractors

Difficult to place classes include but are not limited to

  • Paper contractors
  • General contractors with 100% sub cost
  • Street and road work
  • Roofing contractors

Additional Highlights

  • New construction including spec homes
  • No limit to the number of tract units
  • Subsidence with underwriter approval
  • Per project aggregate (with limitations)


  • Blanket A1 including completed operations for both residential and commercial
  • Blanket primary and non-contributory
  • Blanket waiver


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